Event: Combined Banks and Insurance Chess League 2004-05

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Opponent	Rating	Result
Stephen H Berry	0	½ - ½
Rohan M Churm	0	½ - ½
David M Moskovic	0	0 - 1

performance = (sum(opponents ratings) + 400(wins-losses)) / games

-133 = (0 + 400 * (0 - 1)) / 3)