Event: Combined Banks and Insurance Chess League 2005-06

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Opponent	Rating	Result
Oliver Williams	0	1 - 0
Mark H Thornton	0	1 - 0
B Peter A Andrews	0	1 - 0

performance = (sum(opponents ratings) + 400(wins-losses)) / games

400 = (0 + 400 * (3 - 0)) / 3)